The Third Pillar Of Islam: Compulsory Charity
Charity is not just recommended by Islam, it is required of every
financially stable Muslim. Giving
charity to those who deserve it is part of Muslim character and one of the
Five Pillars of Islamic practice.
Zakat is viewed as “compulsory charity”; it is an obligation for those
who have received their wealth from God to respond to those members of the
community in need. Devoid of
sentiments of universal love, some people know only to hoard wealth and to
add to it by lending it out on interest.
Islam’s teachings are the very antithesis of this attitude. Islam encourages the sharing of wealth with
others and helps people to stand on their own and become productive members
of the society.
In Arabic it is known as zakat which literally means “purification”,
because zakat is considered to purify one’s heart of greed. Love of wealth is natural and it takes firm
belief in God for a person to part with some of his wealth. Zakat must be paid on different categories
of property — gold, silver, money; livestock; agricultural produce; and
business commodities — and is payable each year after one year’s
possession. It requires an annual
contribution of 2.5 percent of an individual’s wealth and assets.
Like prayer, which is both an individual and communal responsibility,
zakat expresses a Muslim’s worship of and thanksgiving to God by supporting
those in need. In Islam, the true
owner of things is not man, but God.
Acquisition of wealth for its own sake, or so that it may increase a
man’s worth, is condemned. Mere
acquisition of wealth counts for nothing in the sight of God. It does not give man any merit in this life
or in the hereafter. Islam teaches
that people should acquire wealth with the intention of spending it on their
own needs and the needs of others.
“‘Man’, said the Prophet, ‘says: My wealth! My wealth!’
Have you not any wealth except that which you give as alms and thus
preserve, wear and tatter, eat and use up?”
The whole concept of wealth is considered in Islam as a gift from
God. God, who provided it to the
person, made a portion of it for the poor, so the poor have a right over
one’s wealth. Zakat reminds Muslims
that everything they have belongs to God.
People are given their wealth as a trust from God, and zakat is
intended to free Muslims from the love of money. The money paid in zakat is not something
God needs or receives. He is above any
type of dependency. God, in His
boundless mercy, promises rewards for helping those in need with one basic
condition that zakat be paid in the name of God; one should not expect or
demand any worldly gains from the beneficiaries nor aim at making one’s names
as a philanthropist. The feelings of a
beneficiary should not be hurt by making him feel inferior or reminding him
of the assistance.
Money given as zakat can only be used for certain specific things. Islamic Law stipulates that alms are to be
used to support the poor, orphans, and widows, to free slaves and debtors,
and others in need, as specifically mentioned in the Quran (9:60). Zakat, which developed fourteen hundred
years ago, functions as a form of social security in a Muslim society.
Neither Jewish nor Christian scriptures praise slave manumission by
raising it to worship. Indeed, Islam is unique in world religions in
requiring the faithful to financially help slaves win their freedom and has
raised the manumission of a slave to an act of worship - if it is done to
please God.
Under the caliphates, the collection and expenditure of zakat was a
function of the state. In the
contemporary Muslim world, it has been left up to the individual, except in
some countries in which the state fulfills that role to some degree. Most Muslims in the West disperse zakat
through Islamic charities, mosques, or directly giving to the poor. Money is not collected during religious
services or via collection plates, but some mosques keep a drop box for those
who wish it to distribute zakat on their behalf. Unlike the zakat, Giving other forms of
charity in private, even in secret, is considered better, in order to keep
one’s intention purely for the God.
Apart from zakat, the Quran and Hadeeth (sayings and actions of the
Prophet Muhammad, may God exalt his mention) also stress sadaqah, or voluntary
almsgiving, which is intended for the needy.
The Quran emphasizes feeding the hungry, clothing the naked, helping
those who are in need, and the more one helps, the more God helps the person,
and the more one gives, the more God gives the person. One feels he is taking care of others and
God is taking care of him.
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